Head, Product Control & Accounting at Moniepoint

<p><strong>Who we are</strong></p> <p>Moniepoint is Africa's all-in-one financial ecosystem, empowering businesses and their customers with seamless payment, banking, credit, and management tools. In 2023, we processed $182 billion and are Nigeria’s largest merchant acquirer.</p> <p><strong>Job Purpose</strong></p> <p>Sits between Finance and the Product &amp; Technology platform team, as products are built, ensuring every new product, feature, or pricing change is correctly designed from an accounting and control standpoint before it ships.<br>Owns the thread from customer journey to financial reporting: how a product event is captured, how it maps to the chart of accounts, and how it lands in the Group's financial statements.</p> <p><em>Curious about what makes Moniepoint an incredible place to work? <a href="https://moniepoint.com/blog">Check out posts on how we cultivate a culture of innovation, teamwork, and growth.</a></em></p> <p><strong>Responsibilities:</strong></p> <ul> <li>Act as the standing technical accounting partner to Product and Engineering for all new products, features, and pricing changes</li> <li>Write technical accounting memos and position papers for new or changed products (revenue recognition under IFRS 15, financial instrument classification under IFRS 9, fee vs. interest income treatment, etc.)</li> <li>Design, build, and maintain the chart of accounts for new and existing products, ensuring consistency across entities</li> <li>Map each stage of the customer journey (onboarding, transaction, settlement, fee, reversal, write-off) to the correct GL treatment, end to end</li> <li>Review product and engineering specs pre-launch to flag accounting and control gaps before they reach production</li> <li>Own the reconciliation between product/transaction system data and the general ledger, and resolve breaks at source</li> <li>Design controls around new product flows (maker-checker, reconciliation, exception handling) and document them to audit standard</li> <li>Maintain a living library of accounting treatment documentation per product, kept current as products evolve</li> <li>Partner with Financial Control, Internal Audit, and external auditors on product-related technical accounting queries</li> </ul> <p><strong>Candidate requirements:</strong></p> <ul> <li>ACA / ACCA (or equivalent) with 8+ years post-qualification experience, including Big 4 technical accounting or audit background</li> <li>Strong working knowledge of IFRS 15 (revenue), IFRS 9 (financial instruments), and IFRS more broadly</li> <li>Experience translating a product or system design into accounting treatment and GL structure, not just reviewing after the fact</li> <li>Comfortable reading product specs and talking directly to engineers and product managers, not only to finance colleagues</li> </ul> <p><strong>Preffered Qualifications</strong></p> <ul> <li>Experience in payments, fintech, or banking, ideally with exposure to how transaction/ledger systems are built</li> <li>Prior experience designing or restructuring a chart of accounts for a multi-product platform</li> <li>Exposure to regulatory reporting requirements tied to product design (CBN, FCA, CBK or equivalent)</li> <li>Experience working inside or alongside an agile product/engineering team</li> </ul> <p><strong><br>About You:</strong></p> <ul> <li>You can sit in a product spec review and immediately see where the accounting will break, and say so before launch, not after</li> <li>You translate fluently between accountants and engineers without dumbing either side down</li> <li>You default to documenting the treatment properly rather than leaving it as tribal knowledge</li> <li>You're comfortable owning a chart of accounts as a living system, not a static reference document</li> <li>You care as much about the control design as the accounting answer. A technically correct treatment with no control around it isn't good enough</li> </ul> <p><strong>What success looks like:</strong></p> <ul> <li>No product ships without a documented, signed-off accounting treatment and GL mapping</li> <li>Chart of accounts stays clean and consistent as new products launch, with no post-hoc reclassification projects</li> <li>Product/transaction data reconciles to the GL within agreed tolerances, with breaks resolved at source, not papered over monthly</li> <li>Audit findings related to product accounting or control design trend toward zero</li> <li>Product and Engineering see Finance as a design partner, not a late-stage blocker</li> </ul> <p><strong>What to expect in the hiring process</strong></p> <ul> <li>A preliminary phone call with one of our recruiters.</li> <li>Hiring Manager Interview&nbsp;</li> <li>A Panel interview with existing Finance Leads</li> <li>A behavioural and technical interview with a member of the Executive team.</li> </ul>