Product Manager – Renter Growth & Conversion at Obligo

<p><strong>About Obligo</strong>&nbsp;<br>Over $45B sits idle in U.S. security deposits. <br>Obligo gives renters their money back, replacing the traditional cash deposit with credit-backed and cash-backed alternatives, while giving property managers a faster, more transparent process.</p> <p><strong>About the Role</strong>&nbsp;<br>We're looking for a Senior Product Manager to define how renters experience and choose Obligo, building the strategy and systems that turn awareness into adoption across every PMS and partner touchpoint.<br>You'll sit at the center of a hard problem: renters meet Obligo inside someone else's product, at a stressful moment, with money on the line. <br>Winning means earning trust in seconds through qualification that says yes more often, flows that explain themselves, and experiments that compound.&nbsp;<br>This role spans strategy and execution, and sits at the intersection of Product, Design, Engineering, Data Science, Risk, and Partnerships.</p> <p><strong>What You'll Do</strong></p> <ul> <li>Own the renter growth strategy and the roadmap behind it, setting hypotheses, success metrics, and sequencing</li> <li>Drive qualification outcomes with our Data Science team, using ML-based models to approve more renters without adding risk</li> <li>Run a high-velocity experimentation program across UX and AI-driven experiences, measuring lift rigorously rather than shipping on intuition</li> <li>Shape how Obligo appears inside RealPage, Yardi, AppFolio, Buildium, and other PMS environments, partnering with proptech and fintech vendors to remove friction we don't fully control</li> <li>Design renter programs and incentives that grow adoption while protecting unit economics</li> <li>Own the funnel end-to-end and be accountable for its numbers: open rate, qualification rate, and choice rate</li> </ul> <p><strong>What You'll Bring</strong></p> <ul> <li>5+ years in product management, including consumer-facing fintech</li> <li>Deep understanding of payments and the competitive fintech landscape</li> <li>Highly analytical, you pull your own data and know when a number is telling you something real versus noise</li> <li>Strong UX instincts, you can look at a flow and name exactly where renters drop and why</li> <li>Track record of moving fluidly between strategy and hands-on execution in an ambiguous, fast-moving environment</li> </ul> <p><strong>Nice to Have</strong></p> <ul> <li>Fluency in how deposits, ledgers, and payments actually work inside property management systems</li> <li>Experience with ML-driven decisioning, underwriting, or risk products</li> <li>Experience shipping embedded or partner-distributed consumer experiences</li> </ul> <p>Obligo is the simplest way to build trust between renters and landlords. <br>By harnessing the power of open banking, big data, and AI, Obligo is able to evaluate risk, guarantee rental transactions, and eliminate the need for security deposits. <br>Our platform streamlines operations for property managers while offering a flexible, deposit-free experience for renters, making properties more attractive and easier to manage.<br><br>Obligo is backed by VCs such as 83North, 10D and Entree capital.</p> <p><a href="https://www.google.com/url?q=https://www.calcalistech.com/ctechnews/article/r1f6hqqga%23autoplay&amp;sa=D&amp;source=calendar&amp;ust=1753081798391210&amp;usg=AOvVaw2JYrzwi41TN_1W49y9nryB" target="_blank"><u>The 50 most promising Israeli startups - 2024</u></a></p> <p><a href="https://www.google.com/url?q=https://www.pymnts.com/real-estate/2024/obligo-and-bny-mellon-collaborate-on-alternative-to-security-deposits/&amp;sa=D&amp;source=calendar&amp;ust=1753081798391210&amp;usg=AOvVaw1eEfyUpPMJUb5M7JB7KC8q" target="_blank"><u>Obligo and BNY Mellon Collaborate</u></a></p> <p><a href="https://www.google.com/url?q=https://www.calcalistech.com/ctech/articles/0,7340,L-3921722,00.html&amp;sa=D&amp;source=calendar&amp;ust=1753081798391210&amp;usg=AOvVaw0e5Ih1k2eYgZzm3S0YlKs6" target="_blank"><u>Series B funding</u></a>&nbsp;</p> <p>&nbsp;</p>