Mortgage Loan Originator at SoFi

<div class="content-intro"><p><a href="https://www.sofi.com/sofi-employee-applicant-privacy-notice/" target="_blank"><strong>Employee Applicant Privacy Notice</strong></a></p> <p><strong>Who we are:</strong></p> <div> <p>Shape a brighter financial future with us.</p> <p>Together with our members, we’re changing the way people think about and interact with personal finance.</p> <p>We’re a next-generation financial services company and national bank using innovative, mobile-first technology to help our millions of members reach their goals. The industry is going through an unprecedented transformation, and we’re at the forefront. We’re proud to come to work every day knowing that what we do has a direct impact on people’s lives, with our core values guiding us every step of the way. <strong>Join us to invest in yourself, your career, and the financial world.</strong></p> </div></div><p><strong>The role</strong></p> <p><span style="font-weight: 400;">Mortgage Loan Originators (MLOs) drive SoFi Lending Corp.’s Mortgage sales team. MLOs are responsible for the customer experience throughout the mortgage origination process by guiding the member/customer through the mortgage application, creating a different kind of mortgage experience than the industry norm.</span></p> <p><strong>What you’ll do:</strong></p> <ul> <li style="font-weight: 400;"><span style="font-weight: 400;">Evaluate initial loan applications and documentation to confirm creditworthiness and ability to repay&nbsp;</span></li> <li style="font-weight: 400;"><span style="font-weight: 400;">Complete initial analysis of applicants’ credit and income by verifying initial decisions and communicating this to the applicant&nbsp;</span></li> <li style="font-weight: 400;"><span style="font-weight: 400;">Communicate critical origination timeline, product, pricing, and underwriting requirements to all applicants.&nbsp;</span></li> <li style="font-weight: 400;"><span style="font-weight: 400;">Perform outbound calls to applicants and work with the applicant to ensure receipt of required documentation critical to move loans through the sales process to funding successfully.&nbsp;</span></li> <li style="font-weight: 400;"><span style="font-weight: 400;">Communicate suspense, loan approval, and/or declinations to ensure the customer is always informed.&nbsp;</span></li> <li style="font-weight: 400;"><span style="font-weight: 400;">Coordinate and manage realtors, builders, mobile signers, and other third parties.&nbsp;</span></li> <li style="font-weight: 400;"><span style="font-weight: 400;">Oversee loan process to ensure timely delivery and content communication with the borrower of initial disclosures, changed circumstance re-disclosing, delivery of closing disclosure, and closing documents.&nbsp;</span></li> <li style="font-weight: 400;"><span style="font-weight: 400;">Improve upon and refine sales and customer service knowledge and techniques via ongoing training&nbsp;</span></li> <li style="font-weight: 400;"><span style="font-weight: 400;">Maximize the number of qualified loans funded monthly&nbsp;</span></li> <li style="font-weight: 400;"><span style="font-weight: 400;">Manage and maintain your pipeline of leads provided to you from a centralized lead generation engine&nbsp;</span></li> <li style="font-weight: 400;"><span style="font-weight: 400;">Ensure all leads provided are worked with the highest degree of urgency, meeting or exceeding customer expectations throughout the loan origination process</span><span style="font-weight: 400;">&nbsp;</span></li> <li style="font-weight: 400;"><span style="font-weight: 400;">This role will focus on originating 1st Lien Mortgages, but as business needs shift, this role may originate Home Equity Mortgages.&nbsp;</span></li> </ul> <p><strong>What you’ll need:</strong></p> <ul> <li style="font-weight: 400;"><span style="font-weight: 400;">Professional demeanor and strong work ethic with the ability to establish and build working relationships with SoFi applicants, guiding them from initiation to successful completion of the loan process&nbsp;</span></li> <li style="font-weight: 400;"><span style="font-weight: 400;">Driven by high performance in a high expectation commission environment&nbsp;</span></li> <li style="font-weight: 400;"><span style="font-weight: 400;">Strong verbal and written communication skills&nbsp;</span></li> <li style="font-weight: 400;"><span style="font-weight: 400;">Industry leading pipeline management skills&nbsp;</span></li> <li style="font-weight: 400;"><span style="font-weight: 400;">Background or previous experience in financial services and sales in an inbound or outbound call center&nbsp;</span></li> <li style="font-weight: 400;"><span style="font-weight: 400;">Solid time management skills and the ability to prioritize activities&nbsp;</span></li> <li style="font-weight: 400;"><span style="font-weight: 400;">Ability to establish and maintain working relationships with team members&nbsp;</span></li> <li style="font-weight: 400;"><span style="font-weight: 400;">Must be computer literate with above average proficiency in MS Office and internet skills&nbsp;</span></li> <li style="font-weight: 400;"><span style="font-weight: 400;">Great telephone skills, including communicating clearly and effectively both verbally and in writing&nbsp;</span></li> <li style="font-weight: 400;"><span style="font-weight: 400;">Ability to learn and navigate multiple systems/applications / workflows&nbsp;</span></li> <li style="font-weight: 400;"><span style="font-weight: 400;">Ability to exhibit grace under pressure while successfully navigating stressful work assignments or situations efficiently and effectively&nbsp;</span></li> <li style="font-weight: 400;"><span style="font-weight: 400;">Ability to meet critical deadlines under stressful conditions&nbsp;</span></li> <li style="font-weight: 400;"><span style="font-weight: 400;">Self-motivated and able to work independently&nbsp;</span></li> <li style="font-weight: 400;"><span style="font-weight: 400;">Able to move between tasks and duties quickly and efficiently&nbsp;</span></li> <li style="font-weight: 400;"><span style="font-weight: 400;">Excellent organizational skills&nbsp;</span></li> <li style="font-weight: 400;"><span style="font-weight: 400;">Excellent prioritization and time management skills</span></li> </ul> <p><strong>Nice to have:</strong></p> <ul> <li style="font-weight: 400;"><span style="font-weight: 400;">Two to four (2-4) years successful origination of loans; residential mortgage loan experience preferred but not required.&nbsp;</span></li> <li style="font-weight: 400;"><span style="font-weight: 400;">Strong knowledge of federal, state, and/or regulatory requirements of mortgage lending&nbsp;</span></li> <li style="font-weight: 400;"><span style="font-weight: 400;">Overall, good knowledge and understanding of mortgage products, pricing, and underwriting guidelines&nbsp;</span></li> <li style="font-weight: 400;"><span style="font-weight: 400;">Consultative sales skills in a mortgage sales organization&nbsp;</span></li> <li style="font-weight: 400;"><span style="font-weight: 400;">High-volume transaction processing experience exhibiting the ability to follow written procedures and processes with a high level of accuracy and attention to detail&nbsp;</span></li> <li style="font-weight: 400;"><span style="font-weight: 400;">Any individual state mortgage licensing is considered a plus&nbsp;</span></li> <li style="font-weight: 400;"><span style="font-weight: 400;">Ability to obtain and maintain individual state license(s) and SAFE act compliance&nbsp;</span></li> </ul> <div class="p-rich_text_section">&nbsp;</div><div class="content-conclusion"><div class="gmail_default"><strong>Compensation and Benefits</strong></div> <div class="gmail_default">The base pay range for this role is listed below. Final base pay offer will be determined based on individual factors such as the candidate’s experience, skills, and location.&nbsp;</div> <div class="gmail_default">&nbsp;</div> <div class="gmail_default">To view all of our comprehensive&nbsp;and competitive&nbsp;benefits, visit our&nbsp;<strong><a href="https://sofietyinfo.sofi.com/sofi-benefits" target="_blank" data-saferedirecturl="https://www.google.com/url?q=https://sofietyinfo.sofi.com/sofi-benefits&amp;source=gmail&amp;ust=1667318410571000&amp;usg=AOvVaw0ZqbRtznVe1JsWWUOWQUnN">Benefits at SoFi</a>&nbsp;</strong>page!</div> <h5 style="text-align: center;"><span style="font-weight: 400;">SoFi provides equal employment opportunities (EEO) to all employees and applicants for employment without regard to race, color, religion (including religious dress and grooming practices), sex (including pregnancy, childbirth and related medical conditions, breastfeeding, and conditions related to breastfeeding), gender, gender identity, gender expression, national origin, ancestry, age (40 or over), physical or medical disability, medical condition, marital status, registered domestic partner status, sexual orientation, genetic information, military and/or veteran status, or any other basis prohibited by applicable state or federal law.</span></h5> <h5 style="text-align: center;"><span style="font-weight: 400;">The Company hires the best qualified candidate for the job, without regard to protected characteristics.</span></h5> <h5 style="text-align: center;"><span style="font-weight: 400;">Pursuant to the San Francisco Fair Chance Ordinance, we will consider for employment qualified applicants with arrest and conviction records.</span></h5> <h5 style="text-align: center;"><a href="https://dol.ny.gov/system/files/documents/2022/02/ls740_1.pdf" target="_blank"><span style="font-weight: 400;">New York applicants: Notice of Employee Rights</span></a></h5> <h5 style="text-align: center;"><span style="font-weight: 400;">SoFi is committed to an inclusive culture. As part of this commitment, </span><span style="font-weight: 400;">SoFi </span><span style="font-weight: 400;">offers reasonable accommodations to candidates with physical or mental disabilities. If you need accommodations to participate in the job application or interview process, please let your recruiter know or email </span><a href="mailto:[email protected]" target="_blank">[email protected].</a></h5> <h5 style="text-align: center;"><span style="font-weight: 400;">Due to insurance coverage issues, we are unable to accommodate remote work from Hawaii or Alaska at this time.</span></h5> <div class="gmail_default"><strong>Internal Employees</strong></div> <div class="gmail_default">If you are a current employee, do not apply here - please navigate to our Internal Job Board in Greenhouse to apply to our open roles.</div></div>