Senior Director, Product Management (Card) at Affirm

<div class="content-intro"><p>At Affirm, we exist for the moments that matter—giving people a clear, predictable way to pay over time, with no hidden fees, no surprises, and no tradeoffs on what matters most.</p></div><p>Affirm is building the next generation of consumer finance, and the Affirm Card sits at the center of that vision—blending debit, pay-over-time, and network-native experiences into a single product.</p> <p>We’re looking for a Senior Director of Product to lead the Affirm Card and Card Platform—owning both the end-user experience, the business outcomes of every card product, and the underlying platform that powers card issuance, authorization, servicing, and partner integrations.</p> <p>This is a pillar-level leadership role responsible for defining strategy, building a high-performing team, and delivering durable business outcomes across one of Affirm’s most strategic product areas.</p> <h3><strong><strong>What you’ll do</strong></strong></h3> <p><strong><strong>Own the Card domain end-to-end</strong></strong></p> <ul> <li>Define and drive the multi-year vision for Affirm Card across consumer experience, growth, and economics, inclusive of new card products that complement the one we have in market today.</li> <li>Lead the US direct to consumer card products (Affirm Cards, and in app virtual cards)&nbsp;</li> <li>Oversee our Card Platform (authorization, ledgering, servicing, controls) which powers the D2C products both domestically and internationally, along with a number of merchant and partner integrations.&nbsp;</li> <li>Translate company strategy into a coherent roadmap spanning multiple teams and systems</li> </ul> <p><strong><strong>Build and scale a high-performing product organization</strong></strong></p> <ul> <li>Manage and develop a team of PMs and PM leaders</li> <li>Establish product standards, operating cadence, and decision frameworks</li> <li>Build a durable org that delivers high-quality outcomes without direct involvement in every decision</li> </ul> <p><strong><strong>Drive business outcomes at scale</strong></strong></p> <ul> <li>Own GMV, engagement, unit economics, and credit outcomes for the Card domain</li> <li>Shape investment strategy, tradeoffs, and resource allocation across multiple product areas</li> <li>Partner with Finance and Credit to optimize profitability and risk</li> </ul> <p><strong><strong>Lead platform strategy and execution</strong></strong></p> <ul> <li>Drive platform capabilities that unlock velocity across Affirm (APIs, controls, servicing systems)</li> <li>Partner deeply with Engineering to make cost vs. value tradeoffs at the system level</li> <li>Ensure the Card Platform scales reliably across use cases, geographies, and partners</li> </ul> <p><strong><strong>Operate as a cross-functional leader</strong></strong></p> <ul> <li>Align senior stakeholders across Engineering, Design, Credit, Legal, Partnerships, and GTM</li> <li>Build strong relationships with external partners (networks, processors, wallet providers)</li> <li>Represent the Card domain in executive forums and company planning cycles</li> </ul> <h3><strong><strong>What we look for</strong></strong></h3> <p><strong><strong>Product leadership at scale</strong></strong></p> <ul> <li>15+ years in product management, with experience leading multi-team product areas or platforms</li> <li>Track record of owning large domains or business lines with meaningful financial impact</li> </ul> <p><strong><strong>Org-building capability</strong></strong></p> <ul> <li>Experience managing managers and building high-performing PM teams</li> <li>Proven ability to create systems, processes, and culture that scale</li> </ul> <p><strong><strong>Strategic and systems thinker</strong></strong></p> <ul> <li>Ability to operate at portfolio-level altitude—connecting product decisions to company strategy</li> <li>Strong judgment across second- and third-order tradeoffs, especially in complex systems</li> </ul> <p><strong><strong>Platform + fintech depth</strong></strong></p> <ul> <li>Experience in payments, cards, fintech, or adjacent infrastructure</li> <li>Comfort working on both consumer-facing products and backend platforms</li> </ul> <p><strong><strong>Execution and influence</strong></strong></p> <ul> <li>Ability to drive alignment across senior stakeholders and functions</li> <li>Strong product instincts paired with rigorous, data-driven decision-making</li> </ul> <h3><strong><strong>Why this role matters</strong></strong></h3> <p><strong>Affirm Card is one of the fastest-growing parts of the business and a key driver of long-term differentiation. This role will shape:</strong></p> <ul> <li>How Affirm shows up every day in consumers’ wallets</li> <li>How we blend debit, credit, and pay-over-time into one experience</li> <li>The platform foundation that enables future financial products</li> </ul> <p><br>Pay Grade - V<br>Equity Grade - 21</p> <p><strong>Employees new to Affirm typically come in at the start of the pay range.</strong> Affirm focuses on providing a simple and transparent pay structure which is based on a variety of factors, including location, experience and job-related skills.</p> <p>Base pay is part of a total compensation package that may include equity rewards, monthly stipends for health, wellness and tech spending, and benefits (including 100% subsidized medical coverage, dental and vision for you and your dependents.)</p> <p>USA base pay range (CA, WA, NY, NJ, CT) per year: $340,000 - $375,000<br>USA base pay range (all other U.S. states) per year: $305,000 - $340,000</p> <p><br>#LI-Remote</p><div class="content-conclusion"><div> <p><strong>Remote-first with flexibility built in</strong><strong><br></strong>Affirm is proud to be a remote-first company. Most roles can be done from almost anywhere within the country of employment. Some positions may occasionally require in-person work at an Affirm office, and a few are office-based due to the nature of the work. All new hires will be invited to attend an in-person onboarding experience.</p> <p><strong>Benefits designed for you</strong><strong><br></strong>Our benefits reflect our commitment to care, transparency, and flexibility. Here are a few highlights:</p> <ul> <li>Health coverage at no cost: We cover 100% of premiums for employees and their dependents.</li> <li>Spending stipends: Monthly stipends support your tech setup, and the ability to choose health and wellness options that are right for you.</li> <li>Time off to recharge: Flexible time off and generous holiday calendars help you rest when you need to.</li> <li>Own a piece of what you build: Our employee stock purchase plan (ESPP) lets you buy Affirm stock at a discount.</li> </ul> <p>We’re committed to providing an inclusive interview process, including accommodations for candidates with disabilities. If you need support, we’re happy to help.</p> <p>For positions based in San Francisco or Los Angeles: Affirm considers qualified applicants with arrest and conviction records, as required by law.</p> </div> <div> <p>By clicking "Submit Application," you acknowledge that you have read Affirm's&nbsp;<a href="https://www.affirm.com/global-candidate-privacy-notice" target="_blank">Global Candidate Privacy Notice</a> and consent to the use of your personal information as described.</p> </div></div>