Junior Strategic Analyst at Perpay - Career's Page

<div class="content-intro"><h3><strong>About Us:</strong></h3> <p>Perpay is a certified B Corp and Philadelphia’s most impactful growth-stage startup. We are driven by a mission to significantly improve the financial stability of everyday Americans. For the past decade, we have established strong product-market fit and a profitable, efficient operating model across a suite of products, positioning Perpay as the premier financial partner for consumers with subprime credit.</p> <p>With over 500,000 customers who have utilized more than $1 billion in spending power, we are at a pivotal moment. We are scaling our operations, building new offerings, and deepening our impact. We are looking for teammates eager to join us on this journey.</p> <p>Our venture partners include First Round Capital and L Catterton.</p> <p>Products we’ve built to make an impact:</p> <ul> <li>Perpay Marketplace: Combines interest-free payments and modern e-commerce to reduce cost of ownership and promote healthy repayment behavior.</li> <li>Perpay+: Leverages Marketplace repayment history to help members monitor and build credit with all 3 credit bureaus.</li> <li>Perpay Credit Card: Expands access to the flexibility and benefits of a World Mastercard by removing common barriers like high security deposits and low approval odds.</li> </ul> <p>Our team thrives on in-person collaboration, operating from our unique center-city Philadelphia office. This comfortable "home away from home" space offers river views and fosters rapid product development, strong relationships, and career growth. The energy from achieving big wins is palpable here. While we primarily work in the office, we offer sensible flexibility for personal needs, such as sick children or urgent errands, and coordinate official remote weeks around major holidays. If you are passionate about a meaningful mission, collaboration, equity, and generous perks, Perpay is the best place to be in Philadelphia right now.</p></div><h3><span style="font-family: helvetica, arial, sans-serif; font-size: 12pt;"><strong>About the Role:</strong></span></h3> <p><span style="font-size: 12pt; font-family: helvetica, arial, sans-serif;">Perpay is seeking a driven Analyst to join our team as a key player in growing our impact on our customers’ financial futures. You will take on a pivotal role in breaking down complex business problems from across our organization, using data to uncover the factors at play, and formulating recommendations to help us take action intelligently.&nbsp;</span></p> <p><span style="font-family: helvetica, arial, sans-serif; font-size: 12pt;">In this role, you’ll collaborate broadly and present your insights directly to company leadership. Your ability to think critically, dive deep into data, and communicate insights effectively will have a lasting impact on our organization’s success. With the freedom to independently drive projects in a fast-paced, high-growth environment, you’ll play a central role in building data-informed strategies that enhance our business.</span></p> <p><span style="font-family: helvetica, arial, sans-serif; font-size: 12pt;">This role is a perfect fit for someone who thrives amidst ambiguity, loves tackling tough problems, and wants to help build something big.&nbsp;</span></p> <p><span style="font-family: helvetica, arial, sans-serif; font-size: 12pt;">Our greatest strength is our people and we’d love for you to be one of them!</span></p> <h3><span style="font-family: helvetica, arial, sans-serif; font-size: 12pt;">Responsibilities:</span></h3> <ul> <li style="font-family: helvetica, arial, sans-serif; font-size: 12pt;"><span style="font-family: helvetica, arial, sans-serif; font-size: 12pt;"><strong>Analyze Complex Business Problems:</strong> Partner with stakeholders from across the business to define challenges, identify opportunities, and deliver data-driven insights.</span></li> <li style="font-family: helvetica, arial, sans-serif; font-size: 12pt;"><span style="font-family: helvetica, arial, sans-serif; font-size: 12pt;"><strong>Deliver Executive-Ready Recommendations: </strong>Translate analysis into clear, compelling recommendations, presenting them directly to senior leadership and influencing decision-making at the highest level.</span></li> <li style="font-family: helvetica, arial, sans-serif; font-size: 12pt;"><span style="font-family: helvetica, arial, sans-serif; font-size: 12pt;"><strong>Collaborate Cross-Functionally:</strong> Build strong relationships across teams to ensure data insights are actionable and impactful, fostering trust in our analytics team.</span></li> <li style="font-family: helvetica, arial, sans-serif; font-size: 12pt;"><span style="font-family: helvetica, arial, sans-serif; font-size: 12pt;"><strong>Dive Deep into Data: </strong>Write and execute advanced SQL queries and leverage Python or R to extract and analyze data, uncover trends, and solve problems with precision.</span></li> <li style="font-family: helvetica, arial, sans-serif; font-size: 12pt;"><span style="font-family: helvetica, arial, sans-serif; font-size: 12pt;"><strong>Support Business Growth: </strong>Develop analytics-backed strategies to grow our impact, improve operational efficiency, and unlock opportunities for our customers and organization.</span></li> <li style="font-family: helvetica, arial, sans-serif; font-size: 12pt;"><span style="font-family: helvetica, arial, sans-serif; font-size: 12pt;"><strong>Build Scalable Solutions: </strong>Contribute to the development of self-service BI tools and dashboards that empower teams to make data-informed decisions.</span></li> <li style="font-family: helvetica, arial, sans-serif; font-size: 12pt;"><span style="font-family: helvetica, arial, sans-serif; font-size: 12pt;"><strong>Thrive in Ambiguity: </strong>Drive projects forward with minimal direction, navigating uncertainty with creativity and determination to uncover solutions.</span></li> </ul> <h3><span style="font-family: helvetica, arial, sans-serif; font-size: 12pt;">What You’ll Bring:</span></h3> <ul> <li style="font-family: helvetica, arial, sans-serif; font-size: 12pt;"><span style="font-family: helvetica, arial, sans-serif; font-size: 12pt;">Undergraduate or master’s degree in a quantitative/STEM field having graduated in 2024, 2025, or graduating in 2026</span></li> <li style="font-family: helvetica, arial, sans-serif; font-size: 12pt;"><span style="font-family: helvetica, arial, sans-serif; font-size: 12pt;">Experience framing and then solving problems through data analysis and quantitative thinking</span></li> <li style="font-family: helvetica, arial, sans-serif; font-size: 12pt;"><span style="font-family: helvetica, arial, sans-serif; font-size: 12pt;">Experience with Python and SQL</span></li> <li style="font-family: helvetica, arial, sans-serif; font-size: 12pt;"><span style="font-family: helvetica, arial, sans-serif; font-size: 12pt;">Impactful internship experience&nbsp;</span></li> <li style="font-family: helvetica, arial, sans-serif; font-size: 12pt;"><span style="font-family: helvetica, arial, sans-serif; font-size: 12pt;">Ability to communicate recommendations effectively verbally and in writing&nbsp;</span></li> <li style="font-family: helvetica, arial, sans-serif; font-size: 12pt;"><span style="font-family: helvetica, arial, sans-serif; font-size: 12pt;">Comfort in driving a project forward independently amidst ambiguity and change</span></li> <li style="font-family: helvetica, arial, sans-serif; font-size: 12pt;"><span style="font-family: helvetica, arial, sans-serif; font-size: 12pt;">Ability to collaborate and build trust in a team setting&nbsp;</span></li> </ul> <h3><span style="font-family: helvetica, arial, sans-serif; font-size: 12pt;">Preferred qualifications:</span></h3> <ul> <li style="font-family: helvetica, arial, sans-serif; font-size: 12pt;"><span style="font-family: helvetica, arial, sans-serif; font-size: 12pt;">Experience presenting to C-Level executives</span></li> <li style="font-family: helvetica, arial, sans-serif; font-size: 12pt;"><span style="font-family: helvetica, arial, sans-serif; font-size: 12pt;">Experience at a startup (especially in financial technology)</span></li> <li style="font-family: helvetica, arial, sans-serif; font-size: 12pt;"><span style="font-family: helvetica, arial, sans-serif; font-size: 12pt;">Experience with Business Intelligence tools e.g. Domo, Power BI, Tableau</span></li> <li style="font-family: helvetica, arial, sans-serif; font-size: 12pt;"><span style="font-family: helvetica, arial, sans-serif; font-size: 12pt;">Experience with Git and Github</span></li> </ul> <p><span style="font-family: helvetica, arial, sans-serif; font-size: 12pt;">Hey, we know not everybody checks all the boxes, so if you’re interested, please apply because you could be just what we’re looking for!</span></p><div class="content-conclusion"><h3><strong>What We’ll Bring to Full-time Team Members:</strong></h3> <ul> <li>Meaningful compensation and equity</li> <li>Premium medical benefits (fully paid base plan, and very reasonable premium for the buy-up option)</li> <li>4% employer 401k match</li> <li>Unlimited PTO policy</li> <li>​​Remote weeks around major holidays + extra holiday on weekends like MDW and LDW</li> <li>High quality catered lunch by local chefs, 4 days / week</li> <li>Gym subsidy</li> <li>Paid cell phone + plan</li> <li>Student loan repayment program</li> <li>Relocation assistance</li> <li>Generous team member discounts</li> </ul> <p><span style="font-weight: 400;">This is not a remote opportunity; it is 100% onsite (#LI-Onsite) (#LI-TH1) (#LI-AK1)</span></p> <p><em><span style="font-weight: 400;">Perpay is proud to be an equal opportunity employer. We value diversity in all its forms and are committed to creating an inclusive environment. We do not discriminate on the basis of race, religion, color, national origin, gender identity, sexual orientation, sex (including pregnancy), marital status, political affiliation, age, veteran status, disability status or other non-merit factor. Please contact us at [email protected] to request accommodation.</span></em></p></div>